Let's talk about life insurance — it's never a "fun" conversation to have. But when you sit down with an expert who has your best interest in mind, you may find that life insurance is something you not only need, but truly want to protect your family, dependents, business and legacy.
You never know :
Sudden Death — in an accident, by unexpected illness or even of natural causes — can happen at any time. Life insurance helps your loved ones pay the mortgage, bills, even college costs, after you're gone. It also provides tax-free cash to pay estate and death duties. Nothing can replace you in their hearts, but planning ahead with life insurance can make things easier for those you leave behind.
Protect those you love
In your life, you work hard to make sure those you love — spouse, partner, children, family members — are taken care of. It's just as important to consider providing financial support for the future living costs of surviving dependents. After all, they will have to go on without you. Make sure they're protected, too.
Death shouldn't mean debt
Life Insurance can help your dependents cover any financial responsibilities that are left after your death. Debt can be a tremendous burden, on top of the already emotional toll your absence creates in their lives.