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3.44%

Insurance penetration in India was just 3.44% of its GDP in FY 2015-16.

Under Insured

A majority of Indians still do not have adequate Life Insurance coverage or are under coveraged.

24 Companies

Indian Life Insurance industry consist of 24 Companies. LIC is the sole public sector company.

LIFE PROTECTION


Let's talk about life insurance — it's never a "fun" conversation to have. But when you sit down with an expert who has your best interest in mind, you may find that life insurance is something you not only need, but truly want to protect your family, dependents, business and legacy.

You never know

Sudden Death — in an accident, by unexpected illness or even of natural causes — can happen at any time. Life insurance helps your loved ones pay the mortgage, bills, even college costs, after you're gone. It also provides tax-free cash to pay estate and death duties. Nothing can replace you in their hearts, but planning ahead with life insurance can make things easier for those you leave behind.

Protect those you love

In your life, you work hard to make sure those you love — spouse, partner, children, family members — are taken care of. It's just as important to consider providing financial support for the future living costs of surviving dependents. After all, they will have to go on without you. Make sure they're protected, too.

Death shouldn't mean debt

Life Insurance can help your dependents cover any financial responsibilities that are left after your death. Debt can be a tremendous burden, on top of the already emotional toll your absence creates in their lives.

Take care of business

Life Insurance isn't just for individuals. It can protect a business from financial loss, liabilities or instability in the case of death of a business owner/partner. Whether providing necessary short - term cash or keeping operations going until things settle, life insurance can be invaluable in maintaining the business you've worked so hard to build.

Supplement your retirement

You can use life insurance to make sure your retirement savings lasts as long as you do. An annuity is like a do-it-yourself pension plan — you put an amount of money into an annuity product and in return you get a steady stream of income month after month, for as long as you live.

It makes financial sense

Life insurance is considered a financial asset, which can help increase your credit . As most policies have an accrual cash value. If placed under MWP ACT* any such policy becomes unattachable by any person or Govt. body.

Peace of mind, plain and simple

No amount of money can ever replace a person. But more than anything, life insurance can help provide protection for the uncertainty of life.

Major companies market share in terms of Life Insurance premium collected (FY16)

The Life Insurance industry of India consist of 24 Companies, among which, Life Insurance Corporation (LIC) is the sole public sector company. The Top 3 Life Insurance Companies in India are LIC, ICICI Pru and SBI Life*.
* Gross written premium - IRDA report 2016


Life Protection

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  • Compare between products & choose the best plan.
  • Tax benefits U/S 80C.

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